Terms and Conditions
Last updated 21 August 2026
These terms govern your use of The Agpians website and its content. By accessing or using the site, you agree to them. If you do not agree, please do not use the site.
1What The Agpians is
The Agpians is an independent financial education platform. We turn the mechanics of money, earning, saving, borrowing, investing, and protecting, into plain lessons and simple tools. The site is under active development, so content, figures, features, and timelines may change over time.
2Education, in plain terms
Everything on The Agpians is provided for general education and information only. It is not personalised advice and does not take account of your individual circumstances, goals, or needs. Nothing here is financial, investment, legal, or tax advice, and nothing here is a recommendation to buy, sell, or hold any product. Any decision you make is your own.
3How we operate
The Agpians is an independent financial education provider, and we operate within the laws that govern financial education and information in the regions we serve.
In Australia, we operate in accordance with the Corporations Act 2001 (Commonwealth) and Australian Securities and Investments Commission Regulatory Guide RG 244, as a provider of factual information and general financial education.
In India, we operate in accordance with the Securities and Exchange Board of India (Investment Advisers) Regulations, 2013, as a provider of financial education and general information.
Our content is educational and informational. It is not personal advice, financial product advice, or investment advice, and it is not a recommendation about any financial product.
4Do your own research
Please do your own research and speak with a suitably licensed professional before acting on anything you read here. A professional can consider your full situation, which we cannot.
5Tools and figures are illustrations
Interactive tools and figures on the site, such as the compounding example, are simplified illustrations based on assumptions you choose. They are educational models, not predictions, quotes, or guarantees of any future result, and each will say plainly what it assumes.
6Markets carry risk
All investing involves risk, including the possible loss of the money you put in. Past performance is not a reliable indicator of future results, and returns are never guaranteed.
7Who may use the site
You should be at least 18 years old, or the age of majority in your region, to use this site on your own. If you are younger, please use it with a parent or guardian.
8Our name and content
The Agpians is our trademark. The name, the logo, the design of this site, and all lessons, tools, text, and other materials are owned by The Agpians or used with permission, and are protected by law. You are welcome to read and share our content for your own personal, non commercial learning, with credit to The Agpians. You may not copy, republish, sell, or adapt our content for commercial use, and you may not use our name or logo in any way that suggests a partnership or endorsement, without our written permission.
9Other names and brands
Any reference on this site to another company, product, service, or brand is for education only. Those names and marks belong to their respective owners, and a mention does not imply any affiliation, sponsorship, or endorsement in either direction.
10Acceptable use
Please use the site lawfully and fairly. Do not attempt to disrupt, attack, or gain unauthorised access to the site or its systems, and do not misuse any form or feature. We may limit or withdraw access to protect the platform and its visitors.
11Links to other sites
The site may link to other websites for convenience. We do not control them and are not responsible for their content, accuracy, security, or practices. When you follow a link away from this site, the terms and privacy policy of that site apply, so please review them before you share any information.
12Provided as is
The site and its content are provided as is and as available, without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the site will be uninterrupted, error free, or free of harmful components.
13Limitation of liability
To the fullest extent permitted by law, The Agpians is not responsible for any loss or damage, direct or indirect, arising from your use of, or reliance on, this site or its content, including any financial decision you make. Nothing in these terms limits any right you have that cannot be limited under the law that applies to you.
14Changes to these terms
We may update these terms from time to time. When we do, we will change the date shown above. Your continued use of the site means you accept the updated terms.
15Governing law
The Agpians operates across India and Australia. These terms are governed by the laws applicable to our operations, and any dispute will be handled in the appropriate courts of those regions.
16Contact
If you have any questions about these terms, please reach us through the query form on the main site, or at contact@theagpians.com.